Nigerian Student Loan NELFUND Application Portal

Nigerian Student Loan NELFUND Application Portal is online for registration through NELFUND Portal at Application is open for Federal and State Government tertiary institutions.

The Student Loan Initiative is a program established by the Federal Government of Nigeria to break financial barriers in
higher education. Through the provision of interest-free loans, we are fundamentally reshaping the educational landscape.

The Federal Government of Nigeria through the Student Loan Initiative strives to revolutionise higher education accessibility in Nigeria by providing interest-free loans to eligible students, thereby breaking down financial barriers and empowering Nigerians to pursue their academic aspirations.

  • To provide accessible interest-free loans for higher education.
  • To ensure equal access to quality education for all eligible students
  • To foster a knowledge-driven economy through education.

Everything you need to know about the student loan and repayment.

Under what circumstances would NELFUND deny an application?

if such an applicant is: Proven to have defaulted in respect of any previous loan granted by any license financial institution; Found guilty of submitting fake/fraudulent documents and dismissed for exam malpractices by any school authority; and Convicted of fraud and forgery, drug offences, cultism, felony, or any offences involving dishonesty.


Are there any documents to upload during the application process?

Yes. Scanned admission letter for new students (compulsory), scanned Student Identification Card (optional).


Is there any appeal process when an application is denied?

A complaint can be raised from the portal, or you can send an email to the NELFUND.


What are the consequences of defaulting on the loan?

Deliberate default could result in penalties, legal action, and potential damage to your credit score.




Step 1: visi Nigerian Student Loan Website at

or NELFUND Student Loan Application Portal

Step 2: Click on the “Apply Now”

Step 3: Click on “Get Started”

Step 4: Answer the questions on this page to continue by clicking on “Yes, I am a Nigerian”

Step 5: Verify your educational information. You would be required to select your school from a dropdown and provide your matric number to check if your school has uploaded your details.

Step 6: Click the “Verify with JAMB” and enter your JAMB details in the screen.
(Students whose NIN has not been registered with JAMB will have an input field where they can enter their NIN for validation.)

Step 7: Create an account by entering your Email address, Password and Confirm Password in the fields provided and click “Create Account”.

Step 8: Click the email verification link sent to your email.
This concludes the process of creating an account.


After successful registration, log in by clicking the “LOGIN” button.

Step 1: Enter your email address and password to Login.

Step 2: Click on the “Proceed to Contact Details” button.

Step 3: Update contact details with the current information of your Phone Number, Full Residential Address, State of Residence and Local Government Area of Residence and click “Proceed to Educational Details”

Step 4: Update your educational details by selecting your Higher Institution and inputting your Matric Number, then click “Proceed to Account Details”

Step 5: Verify your BVN by entering your BVN, select your Bank Name and enter your Account Number. Click “Save Changes” to complete your profile.


Step 1: Click on the “Request for Student Loan” button at the top right of the screen on the home or loans page after logging into the application.

Step 2: If you want an upkeep loan, click the check box, and click Continue, if all you need is the institutional charge, click the “Continue” button.

Step 3: Upload supporting documents. The admission letter is compulsory which the Student ID and Institution Invoice are optional.
Click the checkbox for the policy and declaration and click “Continue”

Step 4: Read the loan overview and click the check boxes for both the Terms & Conditions and GSI Mandate then click “Submit Application”

Step 5: Click on the “Loans” button to view the status of your application.


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